We're FHA (and USDA) Approved
Our company's owner, Richard Zaikovsky, is on the FHA Roster of approved residential appraisers for Indiana. Qualified and approved to do appraisals for FHA (and USDA) insured loans. Trained and understand the rules and procedures in FHA's guidance and policy documents.
If you're in need of an appraisal for an FHA or USDA loan, please contact us and we'll be able to help you right away.
An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations. Available to all buyers, FHA loan programs are designed to help creditworthy low-income and moderate-income families who may or may not meet requirements for "conventional" loans.
IMPORTANT: When you order an appraisal service with AccuComp Appraisers through the Mercury system or a reliable AMC you are 100% compliant with Dodd-Frank Act, HVCC, FHA, GLB, Fed interagency, and HUD appraisal rules.
Click on the "About The HVCC" link in the left hand column for more HVCC and Dodd-Frank Act information about this process.
FHA loan programs are particularly beneficial to those buyers with less available cash. The rates on FHA loans are generally market rates, or below, while down payment requirements are typically less than for conventional loans.
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